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Presented by Bert McDowell Injury Law | Call us today at 475-231-3274
Social Security Disability (SSD) is a critical government program designed to provide financial support to individuals who are unable to work due to a medical condition. SSD is part of the federal Social Security Act, the same legislation that governs Social Security benefits for retirees. In Connecticut and across the United States, SSD benefits are available to most workers who meet specific eligibility requirements.
To qualify for SSD benefits, you must meet two primary criteria:
Many types of medical conditions can qualify for SSD benefits. The key factor is whether your condition is severe enough to prevent you from working. The Social Security Administration (SSA) determines whether a condition qualifies as a disability, and certain conditions are automatically considered severe enough to qualify. These include, but are not limited to, end-stage kidney disease and specific types of cancer. For these conditions, a doctor’s diagnosis is often sufficient to establish eligibility.
For most other conditions, you must provide evidence that your disability is severe enough to prevent you from working. The SSA refers to these as “disabling conditions.” To qualify, you must demonstrate the following:
For example, if a leg injury prevents you from working as an emergency room nurse but you are still able to perform a desk job in hospital administration, you may not qualify for SSD benefits. A detailed case review is essential to determine eligibility.
SSD benefits are funded through Social Security taxes, usually deducted from workers’ paychecks. To qualify, you must have paid into the system and accrued enough work credits. Here’s how the system works:
Even if you have employment gaps or have worked part-time, you may still have enough credits to qualify. If you do not meet the work credit requirements, you may be eligible for Supplemental Security Income (SSI), which is a similar program based on financial need rather than work history.
To apply for SSD benefits, you must submit an application through the Social Security Administration (SSA). Your application will require documentation about your medical condition, which may include:
Keep in mind that many SSD applications are denied on the first attempt. If your application is denied, you have the right to appeal. The denial letter will explain the reasons for rejection, and an appeal allows you to address these issues and present a stronger case. Experienced legal representation can make a significant difference in this process.
Appeals may go through multiple stages, and, if necessary, your case could be heard by a judge. The process can take months, during which you will not receive benefits. This is why it is essential to submit a strong application from the start or work with a Social Security Disability lawyer to improve your chances of approval.
At Bert McDowell Injury Law, we understand how crucial Social Security Disability benefits are for individuals and families in Connecticut. Our experienced team is here to guide you through the application or appeals process, ensuring that your case is presented as effectively as possible. We are committed to helping you secure the benefits you deserve.
If you need assistance with your SSD claim or appeal, don’t hesitate to reach out to us. We offer personalized legal guidance to help you navigate the complexities of the Social Security system.
If you or a loved one needs help with a Social Security Disability claim in Connecticut, contact Bert McDowell Injury Law for a free consultation. Call us today at 475-231-3274 to discuss your case and explore your options. Let us help you get the benefits you need to move forward with confidence.
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