When Facing a Disability, You Don’t Have to Navigate Alone

Dealing with a disability can make supporting yourself and your family a confusing and overwhelming experience. Whether your condition is temporary or permanent, you may be eligible to receive financial assistance to cover lost wages and other expenses. At Bert McDowell Injury Law, we understand the challenges you’re facing, and a dedicated personal injury lawyer from our team in Connecticut can help guide you through the process.

Types of Disability Benefits

If you have a medical condition that prevents you from working, you may qualify for disability benefits through the Social Security Administration (SSA). These benefits are primarily divided into two categories:

• Social Security Disability Insurance (SSDI): Designed for individuals who have worked consistently over the past 10 years. There are no income requirements for SSDI eligibility.
• Supplemental Security Income (SSI): Available to individuals with very low income, regardless of their work history.

Eligibility for SSDI depends on the “credits” you have earned through paying Social Security taxes during your working life. If you worked full-time for most of the past decade, you likely qualify for SSDI. However, if your work history is inconsistent, the process may be more complicated, and you should consult an experienced Social Security disability lawyer for assistance.

Who Handles Disability Benefits in Connecticut?

Both SSDI and SSI are federal programs administered by the Social Security Administration. However, each state, including Connecticut, has its own processes for handling disability claims while adhering to federal guidelines. Applications are reviewed and processed by local SSA offices, and if a claim is denied, you can appeal the decision and potentially have your case heard by a judge.

How Much Money Can I Receive in Disability Benefits?

The amount you qualify for depends on your average lifetime income prior to becoming disabled. Here’s what you can generally expect:

• Most recipients receive between $700 and $1,700 monthly.
• The average monthly benefit is approximately $1,200.
• The maximum monthly benefit can exceed $3,000, depending on your work history and earnings.

What Qualifies as a Disability?

To qualify for Social Security disability benefits, your condition must meet the following criteria:

• Your condition prevents you from performing any substantial gainful activity (work).
• Your condition has lasted or is expected to last at least one year, or it is considered terminal.

You will need medical documentation to support your claim. The SSA maintains an official list of disabling conditions, but even if your condition isn’t on the list, you may still qualify with proper evidence. Common conditions include physical injuries, chronic diseases, neurological disorders, and even certain mental health conditions.

Common Disabilities We Can Assist With

At Bert McDowell Injury Law, we have experience helping clients with a wide range of disabilities, including but not limited to:

• Arthritis and other musculoskeletal disorders
• Cerebral Palsy
• Spinal cord injuries
• Bipolar